Skip to content

Schatz & Associates Insurance Blog

All You Ever Wanted to Know About Insurance

5 Holiday Safety Tips

With the Christmas decorations all set up and the excitement of the holidays in the air, it's easy to forget about safety precautions and careful behavior -- but knowing how to stay safe is just as important now as it...

Read More


Holiday Health and Safety Tips

The holidays are a great opportunity to enjoy time with family and friends, celebrate life, to be grateful, and reflect on what's important. They are also a time to appreciate the gift of health. Here are some holiday...

Read More


The True Cost of Long Term Care

Paying for long-term care can have a major financial impact on families. It's a big reason why each year more than 65 million Americans provide long-term care to an adult family member. Yet the costs to those family...

Read More


Life Insurance: What to Consider as a Business Owner

Bob Stein runs a knockout business as a co-owner of two LA Boxing gyms in Marlboro and Shrewsbury, N.J. But on a personal level, he knows the company could be faced with a one-two punch if anything happened to him or to...

Read More


Tips For Hosting And Enjoying Thanksgiving

Thanksgiving is an American holiday that dates back to 1621. During that year, the pilgrims experienced many difficulties; however, after a successful harvest, they celebrated by giving thanks for what they received....

Read More


10 Situations When You Might Need An Emergency Fund

Everyone knows the little rules of life that reduce the risk of costly mistakes, like driving slowly in the rain or not leaving candles burning. But it's the rare what-ifs that might prompt you to dip into your...

Read More


10 Reasons to Consider Life Insurance

We asked insurance professionals on our LinkedIn page and group to share their best tip on life insurance and getting coverage, and here is some of the great advice we got: 1. Start young. Just because you don't have a...

Read More


Life Insurance at 23

Everyone's situation is different. - Mine began recently with a bunch of firsts: my first job; my first apartment; my first life insurance policy. I am now a 23-year-old single individual, with no dependents, with some...

Read More


Infant Safety: Preventing Accidents

- Accidents - Most newborn accidents in the home involve falls. Be sure that your baby is not left alone on high surfaces unless proper barriers are in place to prevent your baby from rolling off. The safest place...

Read More


Choosing a Life Insurance Rider: 5 Great Options

A life insurance rider covers an additional risk that is not covered in your primary policy. Not every policy holder will need to purchase a rider. The rider coverage is needed by an individual with unique risks. For...

Read More


Insuring the Times of Your Life

Preston Newby was a youth minister. He and his wife, Tara, were driving with their son to visit family-excited to announce a new baby on the way. In the keeping with the kind of person Preston was, he stopped to help...

Read More


Five tips to deal with wasps

At this time of year, many of us in the Midwest are soaking up the sun and enjoying the few nice days we have left. Football games, homecoming parades, visiting pumpkin farms and harvest festivals are a few ways we...

Read More


Life Insurance Stories

Life insurance is a simple answer to a very difficult question: How will my family manage financially when I die? - It's a subject no one really wants to think about. But if someone depends on you financially, it's one...

Read More


Are Your Tax Bills Rising? Life Insurance May Be The Answer

Do you have mutual funds? Many of us do, so this is certainly a heads up: Mutual fund investors’ tax bills have been on the rise again recently.The average capital gains distribution (a payment to shareholders of...

Read More


Can You Spot A Government Impostor?

Your caller ID says "FTC" or "IRS," and the phone number has the "202" Washington, DC area code. You might even look the number up and see that it's a real government phone number. But the person calling isn't really...

Read More


Top 5 Fire Safe Metros in the Midwest

Homeowners in certain areas are just more conscientious about fire-safety than others. We've ranked the Midwest region's biggest metros by their residential fire risk, preparedness and response time to fires. From...

Read More


Time for a Home System Check? Pt. 2

We fill our homes with gadgets and systems to make life easier and safer. Some are conveniences. Some are necessities. All add to our quality of life. But they also need attention and maintenance so that they don't...

Read More


Time for a Home System Check?

Did you hear that? Whether you’re a newlywed in a century-old Tudor or a retiree in a new condo, you’re subject to the sound of that thing that goes bump in the night. You only wish it was just a goblin. Is that the...

Read More


Protect Yourself from Auto Theft and Fraud

There's nothing I like better during the heat of summer than a trip to the beach or the lake to cool off. But it's tough to take that weekend trip if car thieves have struck and left your driveway empty. Before you...

Read More


Life Insurance for Seniors

If you search for life insurance for seniors or just "life insurance" and include qualifiers that include words like "senior", "over 65", "mature", "elder" or "retired", you will likely be given multiple selections for...

Read More


Uninsured Young Renters: Nationwide Survey

Uninsured Young Renters: Nationwide Survey - When my parents were first married, they were uninsured young renters living in a small, one-bedroom basement apartment in the suburbs. It was their first apartment together...

Read More


Putting your Health First

While Marketplace health coverage is important, there's no substitute for living a healthy lifestyle. Staying healthy increases the chances you'll be there for your family and friends for many years to come. Use your...

Read More


Identity Theft

There's been much coverage in the media recently about identity theft operations targeting innocent consumers all over the world. You've probably seen or heard about it. Maybe you've even been a victim. There's no...

Read More